The best place to save your money depends on your time horizon for specific goals. If you want to spend the cash in the next year or two, a high-yield savings account or CD is a safe bet since you need liquidity. If your time horizon is longer, investing your money in a brokerage account could help it grow if you're willing to take on some risk. Need help reaching your goals? SmartAsset's free tool can find a financial adviser near you »

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