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Since Chris Ballard arrived in Indianapolis in 2017, the Colts have undergone a drastic shift in philosophy on the field, in the locker room, and managing the balance sheet. His predecessor Ryan Grigson came in with a win-now mentality, looking to capitalize on Andrew Luck’s rookie contract and ease the pain of moving on from Peyton Manning — who Colts fans adore to this day. Ballard preached patience and warned that buying...

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