If for some cruel reason I was forced to rewrite that mid-‘90s viral essay / hit single “Wear Sunscreen,” I would replace the titular advice with a simple plea: use a password manager. Like sunscreen, it can be a hassle to apply, but it’s an easy way to stop yourself from getting burned.
The reasons are simple: you need strong, unique passwords for each of your online accounts, otherwise the chances they’ll get hacked by some unscrupulous character are much higher. If your...