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GREENWICH, Conn. — Erik Furno knew it was a long shot when he and his wife applied for federal disaster aid to rebuild their flooded home after Hurricane Sandy struck in 2012.
The money was from a program targeted at helping low-income homeowners, a priority that would seem to rule out Furno, an architect living in a house valued at $2.6 million in one of the nation's richest communities.
But a couple of years after applying — long after repairs were finished — Furno and his...