Good morning, readers. I'm Phil Rosen, reporting from Los Angeles. If my math is correct, this is something like the 260th Opening Bell newsletter of 2022. 

With so much competing for our attention, the privilege of writing to you each day is not lost on me. It's an honor to greet you in your inbox every morning, and I look forward to continuing.

Thank you for a great year. 

Now, unlike this newsletter and all you readers, the stock market is rounding out a year to forget. Investors got...

Continue Reading Stocks have taken a beating this year and investors feel worse than during 2008's Great Financial Crisis. Here's what that means for 2023.