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Last year was brutal for crypto markets, with the fallout of FTX, Celsius, and Three Arrows Capital. "Centralized lending and earn products are going the way of the dodo," one exec said. Experts shared their 2023 outlooks and explained how things may get worse before they get better.Cryptocurrency markets took a major beating in 2022, with the downfall of industry giants like digital asset exchange exchange FTX, algorithmic stablecoin TerraUSD, and now-defunct...